Posts Tagged ‘proof’
Will the court run my proof of liability insurance through a database to verify or will they just look at it?
Question by Mike G: Will the court run my proof of liability insurance through a database to verify or will they just look at it?
I was pulled over in the central-most state for a minor traffic citation, and my proof of liability insurance was expired. The truth is, even though I intend to always have insurance, this Insurance company never notified me that mine was expiring or asked me to renew it, and so I never thought of it, and so I don’t think I had any liability insurance at that time. The officer told me if I take valid proof of insurance to the court, the “no proof of liability insurance” citation can be waived. I know I can easily modify the year on my card and print it off, since it was originally given to me as a computer file. So, my question is, will the court just look at the proof I give them to see that it’s valid and current, or will it be run through a database to verify?
Thanks all for the 7 replies so far. I have some responses & follow-up questions.
As for me being shady…admittedly my idea of changing a couple digits on the document is shady. However, IF I didn’t get busted, the end result is just that I avoid getting stuck with a citation & fee. It’s not like someone else is being harmed by my actions, which I would definitely be against–because I’m not shady in that way.
Anyway, “keri.kerri” & “dog meat sandwich” mentioned that I should just have current insurance when I go to the court and then I’ll be fine. But I thought that what matters, like “insuranceman” (who seems to be an expert) said, is whether I had current insurance when the citation was given, regardless of whether or not I do now. Isn’t that how it works? I haven’t gotten the new insurance yet, though I definitely need to. However, WILL THAT HAVE ANY IMPACT AS FAR AS THIS PENDING CITATION IS CONCERNED?
Maybe the idea is that showing that I have current insurance now will make them much more likely to cut me some slack.
Also is it really just a minor fine for driving without liability insurance? I thought it might be a fairly hefty penalty. Though I’m sure nothing like the penalties for forgery and perjury. WHAT SORT OF PENALTY (potential fine amount and anything else) WOULD I BE LOOKING AT FOR DRIVING WITHOUT LIABILITY INSURANCE?
Answer by keri.kerri
If you just purchase insurance, that is what the court will be looking for – CURRENT valid proof of insurance. Don’t add forgery to your troubles. Get insurance.
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Question by Ashley: What companies offer instant online auto insurance proof?
**I don’t need quotes, I need printable proof of insurance**
I know The General offers instant proof of insurance by printing it straight from the internet, are there any other auto insurance companies that offer it?
I don’t want to know about quotes or estimates or any silly site about comparing prices.
I want to know what companies you can go to their site and print your insurance proof off of AT HOME so you can go driving asap.
Answer by Josh
Any company that allows you to purchase without going through an agency. Progressive, Geico, etc. but not State Farm etc.
What do you think? Answer below!