Posts Tagged ‘liability’
can anyone list insurance companies off the top of their head that would do liability ins. for school?
Question by vsadf: can anyone list insurance companies off the top of their head that would do liability ins. for school?
it’s a small healthcare school we are looking for liability insurance for ~200 students and ~25 instructors. The main reason is because sometimes students and instructors have to go to clinical sites. If you are an agent comment with company name and ~ quote to get any of my interest. And if you know insurance company that does this type of ins. let me know; thank you
STATE = IL
Answer by mbrcatz17
Quite a few do this, but it varies by state.
You need an agent in YOUR STATE. Which you didn’t mention.
Utica and Zurich both have school programs . . . off the top of my head.
**Oh, scooter is right, if you want a monoline gl policy, it’s going to cost through the whazoo, and won’t cover much. Standard carriers want the whole deal (but are generally willing to exclude the workers comp if you prefer).**
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Will the court run my proof of liability insurance through a database to verify or will they just look at it?
Question by Mike G: Will the court run my proof of liability insurance through a database to verify or will they just look at it?
I was pulled over in the central-most state for a minor traffic citation, and my proof of liability insurance was expired. The truth is, even though I intend to always have insurance, this Insurance company never notified me that mine was expiring or asked me to renew it, and so I never thought of it, and so I don’t think I had any liability insurance at that time. The officer told me if I take valid proof of insurance to the court, the “no proof of liability insurance” citation can be waived. I know I can easily modify the year on my card and print it off, since it was originally given to me as a computer file. So, my question is, will the court just look at the proof I give them to see that it’s valid and current, or will it be run through a database to verify?
Thanks all for the 7 replies so far. I have some responses & follow-up questions.
As for me being shady…admittedly my idea of changing a couple digits on the document is shady. However, IF I didn’t get busted, the end result is just that I avoid getting stuck with a citation & fee. It’s not like someone else is being harmed by my actions, which I would definitely be against–because I’m not shady in that way.
Anyway, “keri.kerri” & “dog meat sandwich” mentioned that I should just have current insurance when I go to the court and then I’ll be fine. But I thought that what matters, like “insuranceman” (who seems to be an expert) said, is whether I had current insurance when the citation was given, regardless of whether or not I do now. Isn’t that how it works? I haven’t gotten the new insurance yet, though I definitely need to. However, WILL THAT HAVE ANY IMPACT AS FAR AS THIS PENDING CITATION IS CONCERNED?
Maybe the idea is that showing that I have current insurance now will make them much more likely to cut me some slack.
Also is it really just a minor fine for driving without liability insurance? I thought it might be a fairly hefty penalty. Though I’m sure nothing like the penalties for forgery and perjury. WHAT SORT OF PENALTY (potential fine amount and anything else) WOULD I BE LOOKING AT FOR DRIVING WITHOUT LIABILITY INSURANCE?
Answer by keri.kerri
If you just purchase insurance, that is what the court will be looking for – CURRENT valid proof of insurance. Don’t add forgery to your troubles. Get insurance.
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Q&A: looking for a database to discover an insurance policy and liability limits to file claim for injured person?
Question by kgray623: looking for a database to discover an insurance policy and liability limits to file claim for injured person?
we represent injured plaintiffs who need money before settlement with an insurance company occurs. Due to the extensive time period it takes an attorney to demand through court proof of insurance and the amount of coverage, we are looking to expedite the process in order to assist our clients who if insurance coverage was confirmed on a property or a auto etc., could have access to a portion of the antisipated recovery now vs. waiting months for the discovery process to produce the insurance ploicy.
Choicepoint has such information which is only available to the insurance industry but this information is in thier database and we have spent an exhustive search looking for any source that would produce this service at a per occurance fee and have found nothing available.
If you know of any direction we can look please send the information as destitiute people are adversely being affected by the vexatious delay insurance companies play with injured claimants.
Answer by jason r
hi its email@example.com can u help me with my loan problem still?
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