Comments for Pune Stuff Blog http://punestuff.com/blog PuneStuff! is a new way to find and share information. You can ask questions and get answers from real people, and share your insights and experience. Sun, 05 Feb 2012 07:28:14 +0000 hourly 1 http://wordpress.org/?v=3.2.1 Comment on We are first in line for with a full price offer on a short sale.? by Chip A http://punestuff.com/blog/we-are-first-in-line-for-with-a-full-price-offer-on-a-short-sale/comment-page-1#comment-34187 Chip A Sun, 05 Feb 2012 07:28:14 +0000 http://punestuff.com/blog/we-are-first-in-line-for-with-a-full-price-offer-on-a-short-sale#comment-34187 Don't listed to these idiots! THIS IS A SHORT SALE!!!!!! If the Seller has signed the agreement,then you have a deal provided the bank agrees to the loss the seller is asking them to take! This is a short sale. Your buying the house from the owner and the owner is asking the bank to take less than the loan pay off to settle the transaction. It is NOT a bank sale or what folks call an REO sale. REO: Real Estate Owned by the bank. It does take about 30 to45 days to finish the loan once the lender agrees to the terms. The biggest secret to your dilemma is have you opened an escrow yet? If you have an escrow, then this means that the lender wants to see all of the numbers to determine the full extent of the loss to them. Furthermore; if someone jumps in with a higher offer, this would be REAL STUPID!!!! Why pay more for the house than it's appraised value. The BPO really sets the stage for the deal!!!! Don't worry, your on track. Don’t listed to these idiots! THIS IS A SHORT SALE!!!!!!

If the Seller has signed the agreement,then you have a deal provided the bank agrees to the loss the seller is asking them to take! This is a short sale. Your buying the house from the owner and the owner is asking the bank to take less than the loan pay off to settle the transaction.
It is NOT a bank sale or what folks call an REO sale. REO: Real Estate Owned by the bank.

It does take about 30 to45 days to finish the loan once the lender agrees to the terms. The biggest secret to your dilemma is have you opened an escrow yet? If you have an escrow, then this means that the lender wants to see all of the numbers to determine the full extent of the loss to them.

Furthermore; if someone jumps in with a higher offer, this would be REAL STUPID!!!! Why pay more for the house than it’s appraised value. The BPO really sets the stage for the deal!!!!

Don’t worry, your on track.

]]> Comment on We are first in line for with a full price offer on a short sale.? by acermill http://punestuff.com/blog/we-are-first-in-line-for-with-a-full-price-offer-on-a-short-sale/comment-page-1#comment-34186 acermill Sun, 05 Feb 2012 07:08:54 +0000 http://punestuff.com/blog/we-are-first-in-line-for-with-a-full-price-offer-on-a-short-sale#comment-34186 Either the listing Realtor is blowing hot air, or she's clueless as to how long short sales take. Bank of America isn't going to get this done in 30-40 days. Moreover, if a better offer comes along in the interim, you will be asked to 'up' your offer or walk away. That you were 'first in line and offered full price" is meaningless when it comes to short sales. If the lender can get $ 3000 more from another buyer, it will simply refuse to approve your offer. Yes, it can do that, and has done so countless times. Don't let yourself get excited here. Understand as well that only about 20% of short sale offers ever make it to closing. Good luck. Either the listing Realtor is blowing hot air, or she’s clueless as to how long short sales take. Bank of America isn’t going to get this done in 30-40 days. Moreover, if a better offer comes along in the interim, you will be asked to ‘up’ your offer or walk away. That you were ‘first in line and offered full price” is meaningless when it comes to short sales. If the lender can get $ 3000 more from another buyer, it will simply refuse to approve your offer. Yes, it can do that, and has done so countless times.

Don’t let yourself get excited here. Understand as well that only about 20% of short sale offers ever make it to closing.

Good luck.

]]> Comment on We are first in line for with a full price offer on a short sale.? by philospher77 http://punestuff.com/blog/we-are-first-in-line-for-with-a-full-price-offer-on-a-short-sale/comment-page-1#comment-34185 philospher77 Sun, 05 Feb 2012 06:15:08 +0000 http://punestuff.com/blog/we-are-first-in-line-for-with-a-full-price-offer-on-a-short-sale#comment-34185 I get the feeling that you aren't working with a buyer's agent (bad move on your part unless you have done this before), but I hope that you have an attorney to look over the contracts and other paperwork? And you did include an inspection contingency, right? This is a big purchase you are making, and you are putting all your interests in the hands of someone who's job is to get you to pay the most money that they can out of the deal. If you had your own agent, they would be able to answer these sorts of questions for you. I get the feeling that you aren’t working with a buyer’s agent (bad move on your part unless you have done this before), but I hope that you have an attorney to look over the contracts and other paperwork? And you did include an inspection contingency, right? This is a big purchase you are making, and you are putting all your interests in the hands of someone who’s job is to get you to pay the most money that they can out of the deal.

If you had your own agent, they would be able to answer these sorts of questions for you.

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by BannedUfos http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34179 BannedUfos Sun, 05 Feb 2012 05:55:10 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34179 That's why the head of state is called the President and his inner circle is called the executive and that's why Wall Street owns them.  That’s why the head of state is called the President and his inner circle is called the executive and that’s why Wall Street owns them. 

]]> Comment on DENTAL COLLEGES IN MAHARASHTRA/PUNE/MUMBAI,CONTACT-9250348182 by snehasinha0099 http://punestuff.com/blog/dental-colleges-in-maharashtrapunemumbaicontact-9250348182/comment-page-1#comment-34184 snehasinha0099 Sun, 05 Feb 2012 05:52:44 +0000 http://punestuff.com/blog/dental-colleges-in-maharashtrapunemumbaicontact-9250348182#comment-34184 i like this presentation!! i like this presentation!!

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by herosminos http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34178 herosminos Sun, 05 Feb 2012 05:21:14 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34178 the government the secret societies the oligarchy the Reptilien Elite and off course the Aliens this getting super complicated im out.. the government the secret societies the oligarchy the Reptilien Elite and off course the Aliens this getting super complicated im out..

]]> Comment on DENTAL COLLEGES IN MAHARASHTRA/PUNE/MUMBAI,CONTACT-9250348182 by nehaedu http://punestuff.com/blog/dental-colleges-in-maharashtrapunemumbaicontact-9250348182/comment-page-1#comment-34183 nehaedu Sun, 05 Feb 2012 05:12:45 +0000 http://punestuff.com/blog/dental-colleges-in-maharashtrapunemumbaicontact-9250348182#comment-34183 nice video i like it... nice video i like it…

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by herosminos http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34177 herosminos Sun, 05 Feb 2012 04:25:44 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34177 love this video goood worK.... keep doing it luv your work freedoom fighter... love this video goood worK…. keep doing it luv your work freedoom fighter…

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by Wecknachricht http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34176 Wecknachricht Sun, 05 Feb 2012 03:48:20 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34176 very true! very true!

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by paranoidpatriot http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34175 paranoidpatriot Sun, 05 Feb 2012 03:15:07 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34175 best vid so far from this channel. best vid so far from this channel.

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by grady1610 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34174 grady1610 Sun, 05 Feb 2012 02:58:17 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34174 I'll be sure to remember this when I'm in the FEMA camp or right before my gov kills me, or just before I starve to death. I’ll be sure to remember this when I’m in the FEMA camp or right before my gov kills me, or just before I starve to death.

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by spacmonkey1 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34173 spacmonkey1 Sun, 05 Feb 2012 02:15:57 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34173 I dont get it! I dont get it!

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by heavensrevenge http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34172 heavensrevenge Sun, 05 Feb 2012 01:50:13 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34172 Well I must say, I love these LISP presentations, but towards the person speaking over the PA, his comments and questions oddly ruin the mood and was the same as in Part #1. Sure it's a real-life in practice presentation but it makes this an un-enjoyable Google Tech Talk for how this certain person is like. Well I must say, I love these LISP presentations, but towards the person speaking over the PA, his comments and questions oddly ruin the mood and was the same as in Part #1. Sure it’s a real-life in practice presentation but it makes this an un-enjoyable Google Tech Talk for how this certain person is like.

]]> Comment on We have a full price offer in on a short sale, anyone actually was successful with a short sale? by godged http://punestuff.com/blog/we-have-a-full-price-offer-in-on-a-short-sale-anyone-actually-was-successful-with-a-short-sale/comment-page-1#comment-34181 godged Sun, 05 Feb 2012 01:33:40 +0000 http://punestuff.com/blog/we-have-a-full-price-offer-in-on-a-short-sale-anyone-actually-was-successful-with-a-short-sale#comment-34181 A stern response from Acermill, that takes some doing. You must be a first class jerk to earn that sort of remark from him! Congrats! I am not going to read questions 1 - 7, but BoA's short sale conversion rate is less than 7%. A stern response from Acermill, that takes some doing. You must be a first class jerk to earn that sort of remark from him! Congrats!

I am not going to read questions 1 – 7, but BoA’s short sale conversion rate is less than 7%.

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by sfgdxgfsdgdfg http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34171 sfgdxgfsdgdfg Sun, 05 Feb 2012 01:29:12 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34171 Ready to night party and meet naughty women **mworld5.info** Ready to night party and meet naughty women **mworld5.info**

]]> Comment on We have a full price offer in on a short sale, anyone actually was successful with a short sale? by ak_chiomega http://punestuff.com/blog/we-have-a-full-price-offer-in-on-a-short-sale-anyone-actually-was-successful-with-a-short-sale/comment-page-1#comment-34180 ak_chiomega Sun, 05 Feb 2012 01:11:47 +0000 http://punestuff.com/blog/we-have-a-full-price-offer-in-on-a-short-sale-anyone-actually-was-successful-with-a-short-sale#comment-34180 I don't know about Michigan, but in Alaska, a short sale my friend did recently took just over 6 months. In Las Vegas, my mom has been waiting to close on a condo that is a short sale since May. Short Sales typically take about 6 months to close, so be patient =) I don’t know about Michigan, but in Alaska, a short sale my friend did recently took just over 6 months. In Las Vegas, my mom has been waiting to close on a condo that is a short sale since May. Short Sales typically take about 6 months to close, so be patient =)

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by LivaTryon615 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34170 LivaTryon615 Sun, 05 Feb 2012 00:54:06 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34170 Get the audio from this song at speedyconversion doht cohm. Get the audio from this song at speedyconversion doht cohm.

]]> Comment on LISP Part 2 – Mapping Database Infrastructure and Interworking by samnthikumari http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking/comment-page-1#comment-34169 samnthikumari Sun, 05 Feb 2012 00:23:24 +0000 http://punestuff.com/blog/lisp-part-2-mapping-database-infrastructure-and-interworking#comment-34169 If you can meet naughty women benaughtyman.info If you can meet naughty women benaughtyman.info

]]> Comment on How to make an authentic Ikebana. by ADELCHA http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34167 ADELCHA Sat, 04 Feb 2012 16:58:01 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34167 amazing! amazing!

]]> Comment on How to make an authentic Ikebana. by TheJillbeardharvey http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34166 TheJillbeardharvey Sat, 04 Feb 2012 16:49:30 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34166 Truly inspirational - thank you Truly inspirational – thank you

]]> Comment on How to make an authentic Ikebana. by NoireMagie http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34165 NoireMagie Sat, 04 Feb 2012 16:28:03 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34165 perfectly aligned art composition.True ikebana. perfectly aligned art composition.True ikebana.

]]> Comment on How to make an authentic Ikebana. by kycol http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34164 kycol Sat, 04 Feb 2012 16:11:00 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34164 I did not fully comprehend what he did with the first carefully trimmed stems. Did he graft them together to make the center tall stem--the heaven? I did not fully comprehend what he did with the first carefully trimmed stems. Did he graft them together to make the center tall stem–the heaven?

]]> Comment on How to make an authentic Ikebana. by OmegaWolf747 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34163 OmegaWolf747 Sat, 04 Feb 2012 16:02:43 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34163 So pretty! It's awesome how this timeless art has lasted. So pretty! It’s awesome how this timeless art has lasted.

]]> Comment on How to make an authentic Ikebana. by nirmalanm1946 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34162 nirmalanm1946 Sat, 04 Feb 2012 15:38:56 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34162 Perfectly done and I was taken back to 1992 when we had 19 of Enshu school teachers in our city. At that time all 19 of them did the same process! Really Wonderful! Perfectly done and I was taken back to 1992 when we had 19 of Enshu school teachers in our city. At that time all 19 of them did the same process! Really Wonderful!

]]> Comment on How to make an authentic Ikebana. by claudeleason http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34161 claudeleason Sat, 04 Feb 2012 14:39:39 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34161 the music is as good. ikebana is a great art. the harmony between nature and human mind. the music is as good. ikebana is a great art. the harmony between nature and human mind.

]]> Comment on How to make an authentic Ikebana. by menceyzen http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34160 menceyzen Sat, 04 Feb 2012 13:49:23 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34160 Tenia otra idea de como se hace un akebana, me e quedado imprecionado la maestria y la dificultad FELICIDADES Tenia otra idea de como se hace un akebana, me e quedado imprecionado la maestria y la dificultad FELICIDADES

]]> Comment on How to make an authentic Ikebana. by TheKoudel http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34159 TheKoudel Sat, 04 Feb 2012 13:22:37 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34159 Beautiful, but should not be cutting the stems in water? Would last longer. Beautiful, but should not be cutting the stems in water? Would last longer.

]]> Comment on How to make an authentic Ikebana. by 20019988 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34158 20019988 Sat, 04 Feb 2012 12:39:32 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34158 i dont know much abt it but i love it, just wondering how the stems stand so nicely in the vase? plz help! i dont know much abt it but i love it, just wondering how the stems stand so nicely in the vase? plz help!

]]> Comment on How to make an authentic Ikebana. by kim12101 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34157 kim12101 Sat, 04 Feb 2012 11:53:48 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34157 Good work! Good work!

]]> Comment on How to make an authentic Ikebana. by matheusshadow006 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34156 matheusshadow006 Sat, 04 Feb 2012 11:50:35 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34156 fiz uma mas nao ficou muito boa... T.T fiz uma mas nao ficou muito boa…
T.T

]]> Comment on How to make an authentic Ikebana. by manthasagittarius http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34155 manthasagittarius Sat, 04 Feb 2012 11:26:12 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34155 How much one learns from the artist's calm, delicate handwork. I never knew about the bending techniques -- such exquisite control this person has, over every tiny element of the total result. How much one learns from the artist’s calm, delicate handwork. I never knew about the bending techniques — such exquisite control this person has, over every tiny element of the total result.

]]> Comment on How to make an authentic Ikebana. by suzisun1 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34154 suzisun1 Sat, 04 Feb 2012 10:40:17 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34154 Beautiful !!! Thank you. Beautiful !!! Thank you.

]]> Comment on How to make an authentic Ikebana. by elkele1 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34153 elkele1 Sat, 04 Feb 2012 10:09:18 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34153 where can i find the container with the wooden line thingies in it? im making a flower arrangement for my floral design teacher and you have helped where can i find the container with the wooden line thingies in it? im making a flower arrangement for my floral design teacher and you have helped

]]> Comment on How to make an authentic Ikebana. by wremiejapan http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34152 wremiejapan Sat, 04 Feb 2012 09:39:01 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34152 I love it.....great ... I love it…..great …

]]> Comment on How to make an authentic Ikebana. by FantasticArts95 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34151 FantasticArts95 Sat, 04 Feb 2012 09:38:25 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34151 Very nice! Very nice!

]]> Comment on How to make an authentic Ikebana. by luisitin35 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34150 luisitin35 Sat, 04 Feb 2012 09:08:07 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34150 SUPER..!!! SUPER..!!!

]]> Comment on How to make an authentic Ikebana. by vegetaliabiz http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34149 vegetaliabiz Sat, 04 Feb 2012 08:27:49 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34149 lovely , I am just enchanted by the magic of this video ! lovely , I am just enchanted by the magic of this video !

]]> Comment on How to make an authentic Ikebana. by drmtor http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34148 drmtor Sat, 04 Feb 2012 08:06:03 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34148 Why small cuts? Why small cuts?

]]> Comment on How to make an authentic Ikebana. by TheAmigops http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34147 TheAmigops Sat, 04 Feb 2012 07:34:34 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34147 Genetic engineering at it's best! Genetic engineering at it’s best!

]]> Comment on How to make an authentic Ikebana. by marilenacides http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34146 marilenacides Sat, 04 Feb 2012 06:45:26 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34146 Faço Ikebana há 16 anos e cada vez que vejo um arranjo desses fico mais encantada. Faço Ikebana há 16 anos e cada vez que vejo um arranjo desses fico mais encantada.

]]> Comment on How to make an authentic Ikebana. by princessladylee http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34145 princessladylee Sat, 04 Feb 2012 06:16:43 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34145 Absolutely wonderful, the techniques and the symplicity... Absolutely wonderful, the techniques and the symplicity…

]]> Comment on How to make an authentic Ikebana. by UfoRocker88 http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34144 UfoRocker88 Sat, 04 Feb 2012 05:19:49 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34144 @afsgdgd Something incredibile. Splendid, and beautiful. It makes me cry 'cause i'm full of joy. :=) @afsgdgd Something incredibile. Splendid, and beautiful. It makes me cry ’cause i’m full of joy. :=)

]]> Comment on How to make an authentic Ikebana. by afsgdgd http://punestuff.com/blog/how-to-make-an-authentic-ikebana/comment-page-1#comment-34143 afsgdgd Sat, 04 Feb 2012 04:38:26 +0000 http://punestuff.com/blog/how-to-make-an-authentic-ikebana#comment-34143 @UfoRocker88 yes Ikebana is so amazing <3 i could live in Japan <3 @UfoRocker88 yes Ikebana is so amazing <3 i could live in Japan <3

]]> Comment on Zorbing, Della Resort, Lonavala by tickets http://punestuff.com/blog/zorbing-della-resort-lonavala/comment-page-1#comment-34142 tickets Fri, 03 Feb 2012 22:40:47 +0000 http://punestuff.com/blog/zorbing-della-resort-lonavala#comment-34142 <strong>hotels...</strong> [...]Zorbing, Della Resort, Lonavala | Pune Stuff Blog[...]... hotels…

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]]> Comment on I am intersted to start new company like BPO.so what are the steps i have to take reach my aim.? by Mohit Madaan http://punestuff.com/blog/i-am-intersted-to-start-new-company-like-bpo-so-what-are-the-steps-i-have-to-take-reach-my-aim/comment-page-1#comment-34140 Mohit Madaan Fri, 03 Feb 2012 14:52:02 +0000 http://punestuff.com/blog/i-am-intersted-to-start-new-company-like-bpo-so-what-are-the-steps-i-have-to-take-reach-my-aim#comment-34140 I am working in this industry since last 1 year, i really appreciate the above answer given by one of my friend but i would like to help you with some more suggestions, follow these steps- - Your man power should have good communication skills, no matter what the academic qualification is. - You should reasearch to get a good process before you do anything, because 99% of your business depends on your process(this is the only way from where you are gonna earn, rest all are gonna be your expenses) - I would suggest you to start with an outbound center as compare to inbound because investement involved in outbound is compartively very low as compare to inbound. - You are in a one of the competetive market, so you need to have the manpower which is gonna be stable, this is the bigges problem companies are facing these days. - You should try to get a process from client who is directly sitting in US, UK or Austraila (whereever you want to start with) because that will generate more revenue as compared to process take from outsourcers sitting in India. Hope this will help you for any other query feel free to write me at mohitmadaan@gmail.com I am working in this industry since last 1 year, i really appreciate the above answer given by one of my friend but i would like to help you with some more suggestions, follow these steps-
- Your man power should have good communication skills, no matter what the academic qualification is.
- You should reasearch to get a good process before you do anything, because 99% of your business depends on your process(this is the only way from where you are gonna earn, rest all are gonna be your expenses)
- I would suggest you to start with an outbound center as compare to inbound because investement involved in outbound is compartively very low as compare to inbound.
- You are in a one of the competetive market, so you need to have the manpower which is gonna be stable, this is the bigges problem companies are facing these days.
- You should try to get a process from client who is directly sitting in US, UK or Austraila (whereever you want to start with) because that will generate more revenue as compared to process take from outsourcers sitting in India.
Hope this will help you for any other query feel free to write me at mohitmadaan@gmail.com

]]> Comment on bank appraisal on a short sale higher than market value? by Bill http://punestuff.com/blog/bank-appraisal-on-a-short-sale-higher-than-market-value/comment-page-1#comment-34139 Bill Fri, 03 Feb 2012 11:07:20 +0000 http://punestuff.com/blog/bank-appraisal-on-a-short-sale-higher-than-market-value#comment-34139 If the property appraises at $ 450K and the loan is considerably less than that, the lender has no reason to agree to a short sale. Why should the lender lose money to make you or someone else happy? It sounds like the owners are too lazy to properly market the property so they can payoff the loan. You can always agree to pay an amount equal the loan balance plus closing cost and realtor fees if you really want the property. If the property appraises at $ 450K and the loan is considerably less than that, the lender has no reason to agree to a short sale. Why should the lender lose money to make you or someone else happy? It sounds like the owners are too lazy to properly market the property so they can payoff the loan. You can always agree to pay an amount equal the loan balance plus closing cost and realtor fees if you really want the property.

]]> Comment on bank appraisal on a short sale higher than market value? by ranger_co_1_75 http://punestuff.com/blog/bank-appraisal-on-a-short-sale-higher-than-market-value/comment-page-1#comment-34138 ranger_co_1_75 Fri, 03 Feb 2012 10:52:45 +0000 http://punestuff.com/blog/bank-appraisal-on-a-short-sale-higher-than-market-value#comment-34138 Usually, a Broker knows what similiar houses have been selling for in the region and what price they would list the house for, expecting to sell it. That is the basis for the Broker Price Opinion. Actual comparisons are not done, so it is just a highly educated guess on the part of the Broker. Banks are reluctant to come down below the BPO because they want maximum return / minimum loss from their investment. It is now up to your agent to represent you. Your agent needs to convince the Broker that issued the BPO that the BPO was too high. An actual comparsion appraisal may be needed to convince the bank that the BPO is too high. Usually, a Broker knows what similiar houses have been selling for in the region and what price they would list the house for, expecting to sell it. That is the basis for the Broker Price Opinion. Actual comparisons are not done, so it is just a highly educated guess on the part of the Broker.

Banks are reluctant to come down below the BPO because they want maximum return / minimum loss from their investment.
It is now up to your agent to represent you. Your agent needs to convince the Broker that issued the BPO that the BPO was too high. An actual comparsion appraisal may be needed to convince the bank that the BPO is too high.

]]> Comment on bank appraisal on a short sale higher than market value? by Glenn S http://punestuff.com/blog/bank-appraisal-on-a-short-sale-higher-than-market-value/comment-page-1#comment-34137 Glenn S Fri, 03 Feb 2012 10:23:21 +0000 http://punestuff.com/blog/bank-appraisal-on-a-short-sale-higher-than-market-value#comment-34137 That is the problem of a BPO. The agent that performs the BPO never goes into the property.....rather just a drive-by estimate. They can't see the real condition of the property, especially on the inside and rear. Sent the bank a copy of the home inspection and pictures of the problem area's. At the same time, with $ 72,500 can fix a whole lot of repairs. Ask the bank to have another agent do another BPO. The bank will allow the property to be sold at the fair market value. They know that the property must appraise for at least the sales price. A BPO is not necessarily the fair market value. That is the problem of a BPO. The agent that performs the BPO never goes into the property…..rather just a drive-by estimate. They can’t see the real condition of the property, especially on the inside and rear. Sent the bank a copy of the home inspection and pictures of the problem area’s. At the same time, with $ 72,500 can fix a whole lot of repairs. Ask the bank to have another agent do another BPO.

The bank will allow the property to be sold at the fair market value. They know that the property must appraise for at least the sales price.

A BPO is not necessarily the fair market value.

]]> Comment on bank appraisal on a short sale higher than market value? by the kid http://punestuff.com/blog/bank-appraisal-on-a-short-sale-higher-than-market-value/comment-page-1#comment-34136 the kid Fri, 03 Feb 2012 09:43:42 +0000 http://punestuff.com/blog/bank-appraisal-on-a-short-sale-higher-than-market-value#comment-34136 If the appraisal says $ 450K, that IS the market value. You can ask whatever you want for a house, that doesn't make what you ask be market value. I can ask a million dollars for my townhouse, that doesn't make it worth a million dollars. If the appraisal says $ 450K, that IS the market value. You can ask whatever you want for a house, that doesn’t make what you ask be market value. I can ask a million dollars for my townhouse, that doesn’t make it worth a million dollars.

]]> Comment on IT Team on Management Day by paranoidpunkster http://punestuff.com/blog/it-team-on-management-day/comment-page-1#comment-34135 paranoidpunkster Fri, 03 Feb 2012 08:52:29 +0000 http://punestuff.com/blog/it-team-on-management-day#comment-34135 Great video!! Great video!!

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